First time home buyer here. Didn’t know what or how I was going to go about making this transaction go through. At 27 years old it was a completely new event for me. I knew nothing about mortgage, tax, equity, assets, loans… Nothing. Mr. Ray walked me through the entire transaction process, from talking about buying property to convincing me it was a good idea to go about purchasing property. I never felt like I was inadequately prepared to proceed with making the purchase. Mr. Ray made sure I was aware of what to expect during each phase of the transaction. I walked in knowing nothing, walked out with property and enough knowledge to confidently purchase more property one day.